ABOUT NICO ROMERO
To help you make the right decision I take a commonsense approach – I ask questions, listen to your answers and only then recommend the type of policies that will fit your particular needs... whether that be a Medicare Advantage, Part D or Medicare Supplement plan.
I believe in integrity, transparency, and that an educated client is a confident client. I look forward to assisting you with all things Medicare!
My husband and I met Nico Romero at a Medicare seminar he hosted. Not long after the seminar we invited Nico to come to our house to share more information and answer our questions about Medicare. He did his homework before our meeting and offered us a number of different options for Medicare. Once we decided what the best choice was for us, he came to our house again to complete the application process. Nico is knowledgeable, he's professional and he's easy to work with. We were able to get Medicare coverage without any obstacles, and thanks to Nico, we saved money on monthly premiums.
Denise C., Newport Beach, CA
Mr. Nico Romero provided me lots of information which will be very helpful to navigate medicare insurance. He is very knowledgeable and has genuine desire to help anyone with medicare insurance. Thank you for your great service!
Dilipkumar P., Corona, CA
Nico was very professional and friendly. Medicare was new to me and he got me enrolled. And by doing so, he relieved a lot of stress I had with trying to find a plan…..Do yourself a favor and give him a call.
Daniel D., Santa Ana, CA
At HRBC Insurance, we understand that your success is directly linked to the quality of personalized assistance you receive.
By scheduling a one-on-one appointment, you ensure that a knowledgeable professional can fully dedicate their time and expertise to your specific challenges, resulting in solutions that are custom-tailored to you.
We guarantee uninterrupted, focused attention towards your particular healthcare needs.
Our mission is to provide peace of mind and help you make the most of your Medicare benefits by providing no cost services to you, while exploring your Medicare options.
A Medicare Advantage Plan (aka Medicare Part C) is simply a Medicare approved private insurance company that manages your Medicare benefits. Part C combines Part A, Part B and many times Part D as well as other additional services a person may require such as hearing, dental, vision, and more. These plans have low to no premiums.
A Medicare Supplement (aka Medigap) insurance, sold by private companies, can help reduce out-of-pocket expenses by paying for certain healthcare costs that Original Medicare doesn't fully cover, like co-payments, coinsurance, and deductibles. These plans require the payment of monthly premiums in addition to Medicare Part B premiums.
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area. Each Medicare prescription drug plan (aka PDP) uses a formulary, which is a list of medications covered by the plan and your costs for each.
To Request a Phone Call:
By filling out this form, you are simply giving me permission to review your Medicare plan options with you. This is a no cost, no obligation consultation. I'm here to help!