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Medicare Made Simple

We'll help you find the right plan for your needs.

WE'VE GOT YOU COVERED WITH ALL THINGS MEDICARE

Our mission is to provide peace of mind and help you make the most of your Medicare benefits by providing no cost services to you, while exploring your Medicare options.

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Medicare Advantage

A Medicare Advantage Plan (aka Medicare Part C) is simply a Medicare approved private insurance company that manages your Medicare benefits. Part C combines Part A, Part B and many times Part D as well as other additional services a person may require such as hearing, dental, vision, and more. These plans have low to no premiums.

medigap
Medicare Supplements

A Medicare Supplement (aka Medigap) insurance, sold by private companies, can help reduce out-of-pocket expenses by paying for certain healthcare costs that Original Medicare doesn't fully cover, like co-payments, coinsurance, and deductibles. These plans require the payment of monthly premiums in addition to Medicare Part B premiums.

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Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area. Each Medicare prescription drug plan (aka PDP) uses a formulary, which is a list of medications covered by the plan and your costs for each.

SCHEDULE YOUR ONE-ON-ONE APPOINTMENT WITH NICO TODAY!

 

At HRBC Insurance, we understand that your success is directly linked to the quality of personalized assistance you receive.

 

By scheduling a one-on-one appointment, you ensure that our knowledgeable professionals can fully dedicate their time and expertise to your specific challenges, resulting in solutions that are custom-tailored to you.

 

Our appointment availability is limited, so secure your spot today to guarantee uninterrupted, focused attention towards your specific healthcare needs.

 

Grab Your Spot Now!

ABOUT NICO ROMERO

Your Trusted Insurance Professional

To help you make the right decision I take a commonsense approach – I ask questions, listen to your answers and only then recommend the type of policies that will fit your particular needs. 

 

I am dedicated to customer satisfaction and helping Medicare beneficiaries acquire quality benefits while maintaining and improving quality of life.

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To Request a Phone Call:

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By filling out this form, you are simply giving me permission to review your Medicare plan options with you. This is a no cost, no obligation consultation. I'm here to help!

Let's Talk About Your Medicare Options

IF YOU'RE STILL UNSURE ABOUT US,

HEAR FROM SOME OF OUR CLIENTS!

Antonio and Gio are so knowledgeable! They helped me sign up for Medicare and explained all the best options for me. They are professional and very kind. I highly recommend HRBC insurance!



Jayne G., Orange County, CA

I just want to give a HUGE shout out to Nico for his assistance with my husband's Medicare set-up. My husband has a lot of medical issues and is on disability and Nico went above and beyond to get us the best care possible. He provided AWESOME support with the account and doctor selection. Thank you, Thank you, Thank you!



Christine M., Sacramento County, CA

Henry has been able to help my grandmother apply and retain her Medicare for multiple years. We're not insurance savvy, so having a resource like HRBC Insurance to answer our questions and help with the application process is a blessing.



John H., Riverside County, CA